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Welcome to Westchester Gardens Cooperative; a classic, well-maintained community offering space, convenience, and accessibility. This bright 2-bedroom, 1-bath walk-up residence features a well-designed layout with a spacious living room, hardwood floors throughout, and excellent natural light. The updated kitchen is equipped with stainless steel appliances, providing a clean, modern feel and practical functionality. Both bedrooms are generously sized with ample closet space, creating comfortable and flexible living areas. A rare and valuable feature of this unit is assigned parking. Residents also enjoy common laundry facilities and outdoor recreational and courtyard spaces, all within a professionally managed cooperative community. Westchester Gardens is known for its landscaped grounds, classic pre-war architecture, and convenient location. Situated near the Fleetwood Metro-North Station, the property offers an approximately 30-minute commute to Grand Central Terminal, making it ideal for those seeking access to NYC while enjoying Westchester living. Bee-Line bus service and additional public transportation options are nearby. Everyday conveniences are easily accessible, including Stew Leonard’s, Cross County Shopping Center, Ridge Hill, local restaurants, cafés, and neighborhood shops. Major roadways such as the Bronx River Parkway, Cross County Parkway, and Hutchinson River Parkway provide efficient access throughout Westchester and the Bronx. Nearby medical facilities include Montefiore Medical Center, White Plains Hospital, and Westchester Medical Center. A wonderful opportunity to own a 2-bedroom cooperative home with parking in a central Westchester location, offering comfort, convenience, and strong long-term value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$224,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $179,999 | $179,999 | $179,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,022 | $1,078 | $1,459 |
| Total Monthly Payment | $1,097 | $1,153 | $1,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.