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THIS BEAUTIFUL HOME IS LEAST EXPENSIVE "WHITE STAR" MODEL IN MILANO. Welcome to this Tuscan-themed exquisite 2065 sq ft, 3 Bedroom, 2 1/2 Bath, 2-car home. Situated on a greenbelt conservation lot in Milano, a very desirable resort-style neighborhood in Nokomis. This is a very active community, with a life style director who works very hard to offer a plethora of activities to those who are interested. Regardless of your interest, it's pretty certain that at least one or more of the offerings will arouse your interest. While you're visiting Milano, stop at the clubhouse to peruse the monthly schedule. From the day the current sellers moved in to this beautiful home, pride of ownership has been quite evident. As you enter this " White Star" home by Neal Communities, you will see and understand. The beautiful hurricane glass front entry door has an electronic keyless lock. The impressive long entry foyer leads your focus to the paver lanai with the wooded conservation area in the back. The first room on the right passed the double doors is the private den/study that features a beautiful wood floor. This room has crown molding and plantation shutters on the 3 windows. In fact, every room in the house has crown molding and every window has plantation shutters. When you go a little further down the entryway, you'll come to the island Kitchen with granite counters. Across from the island you'll see granite counters, 42' white cabinets, custom backsplash going right into the Butler's Pantry. The 5-burner GE self-clean gas range has an over the range microwave. All bottom cabinets in the Kitchen, Butlers' Pantry and the Master Bath have convenient pull-out drawers. The island has 2 pendant lights. There is a 1-year new LG Stainless Steel French Door Refrigerator in Kitchen and a GE side x side in the garage. The 1st thing you see in the dining room is the brand new crystal chandelier. You'll also notice that the entire house has 5 1/4" base-boards, has 9'4" ceilings and a tray ceiling in the Family Room. When you enter the 16 x 14 Master Bedroom En suite, you'll find carpeting and plenty of light with the 3 windows. The attached bath has a double sink vanity and a large glass-enclosed shower. Adjacent the shower is private water closet and linen closet. At the end of the en suite is a 6 x 11 carpeted closet, that's setup with hanging on one side and shelving on the other. The other two carpeted bedrooms are 12 X 11. At the end of the hallway is the Laundry, featuring a large vanity and sink, four large wall cabinets over a Whirlpool washer and gas dryer. the 24x22 extended Lanai features pavers, a tv wall hanger and 3 power roll-up hurricane screens. There is a remote control that operates the 3 transparent screens separately. This means that if the screens are down during a storm, the interior of the house won't be dark during the day. The two-car a garage has 2 ceiling mounted steel 4 X 8 storage bins that are great for storing XMAS decorations, suite cases, ice chests, fishing rods, pool noodles and the like. As you know, when you live in Florida, storage space is always at a premium. There are also six ceiling fans. This home and neighborhood offer a wonderful opportunity to live "the good life". It fills many folks wants and needs list. Does it fill yours?
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RVP, Mortgage Banker
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.541% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,298 | $2,391 | $3,209 |
| Total Monthly Payment | $2,750 | $2,843 | $3,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.