505 UPPER 8TH Avenue S, Jacksonville Beach, FL, 32250 | $490,000

Turnkey Coastal Townhome Five Blocks from Jacksonville Beach Welcome to 505 Upper 8th Avenue South, Jacksonville Beach, FL 32250 — a fully renovated, move-in-ready 2-bedroom, 1. 5-bath townhome located just five blocks from the Atlantic Ocean in one of Jacksonville Beach's most walkable residential neighborhoods. This light-filled coastal home offers approximately 1, 024 square feet of thoughtfully updated living space, ideal as a primary residence, second home, or short or long-term rental. The interior has been extensively refreshed, featuring modern finishes, updated flooring, fresh paint, and a functional open layout that flows easily from kitchen to living area. Upstairs, the primary bedroom opens to a private balcony, while the second bedroom is generously sized and large enough to be configured into two distinct private sleeping areas, offering flexible use for siblings, guests, work-from-home space, or enhanced rental functionality. The outdoor space is a standout feature, offering a private backyard retreat with Trex decking, patio, and a cabana ideal as a shaded lounge, creative studio, or she-shed potential. The space delivers the feel of a beach oasis with minimal upkeep. Additional highlights include off-street parking for two vehicles, no major deferred maintenance, and a location that places you minutes from the beach, local restaurants, coffee shops, and Jacksonville Beach's vibrant coastal lifestyle  all while remaining tucked into a quieter residential pocket. Whether you're searching for a turnkey Jacksonville Beach townhome, a low-maintenance beach rental, or a flexible coastal home with strong income potential, 505 Upper 8th Ave S offers condition, location, and versatility in one compelling package.

Features

  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: In Unit
  • Style: Other
  • Year Built: 1986
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,024
  • Acreage: 0.06
  • Est. Taxes: $6,606
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Washer
  • MLS#: 2124899
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/2124899/505upper8thavenues_jacksonvillebeach_fl?source=qrflyer
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Listing courtesy of Home Sold Realty LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

505 UPPER 8TH Avenue S, Jacksonville Beach, FL, 32250

$490,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,000 $392,000 $392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.609%
Monthly Tax Payment $551 $551 $551
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,226 $2,348 $3,177
Total Monthly Payment $2,851 $2,973 $3,802

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.