145 Cannon Point Road, Charlotte, VT, 05445 | $1,498,000

Custom built by owners in 1987, this home has been thoughtfully and extensively renovated over the years, with no detail overlooked. Recent updates include a new roof within the last five years, all new Marvin windows installed over the past two years, and a new four-bedroom septic mound system completed in 2024—along with many additional upgrades throughout. This contemporary home offers flexible living across three levels, each featuring a bedroom and bath. The main living space is located on the second level and showcases an open floor plan with a dramatic wall of south-facing windows that fill the home with natural light and connect the indoors to the surrounding landscape. The primary suite is located on this level, complete with a spacious walk-in closet and a luxurious bath featuring a roll-in shower and beautiful, high-end tilework. The updated kitchen, renovated approximately eight years ago, is designed for gathering and entertaining. Newer stainless-steel appliances and a generous island with a striking sepia countertop make it a favorite spot for family and friends. Cozy winter evenings are best spent by the wood-burning stove in the living room, while summer nights invite you outdoors to the recently renovated deck and screened porch. The third level offers a private suite with a walk-in closet and a custom bath highlighted by exquisite tilework. On the main entry level, you’ll find a large recreation room along with an additional bedroom and bath. This level opens directly to a bluestone patio and the yard beyond, and also provides access to the elevator serving the second floor—a wonderfully convenient feature. The private yard is a sanctuary to relax and unwind. Enjoy all that Charlotte has to offer, with the town beach just 12 minutes away, Shelburne Village close by for shopping and dining, and favorite hiking at Mt. Philo just down the road. Burlington, UVM Medical Center, and the airport are all within a 20-minute drive.

Features

  • Rooms: 14
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter / 1 half
  • Style: Contemporary
  • Year Built: 1987
  • Garage: 2-car Garage
  • Heating: Oil,Baseboard,Hot Water
  • Cooling: None
  • Basement: None,Slab
  • Approx Sq. Feet: 3,518
  • Acreage: 2.4
  • Est. Taxes: $13,162
  • Lot Desc: Country Setting,Landscaped,Level,Mountain View,Subdivision,View,Rural,Private
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • School District: Chittenden South
  • MLS#: 5073797
  • Website: https://www.raveis.com
    /eprop/5073797/145cannonpointroad_charlotte_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/5/2026
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-864-0541
Listing Agent: Mary Palmer

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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145 Cannon Point Road, Charlotte, VT, 05445

$1,498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,198,400 $1,198,400 $1,198,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.000% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.973% 5.858% 5.681%
Monthly Tax Payment $1,097 $1,097 $1,097
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,433 $6,994 $9,792
Total Monthly Payment $7,655 $8,216 $11,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.