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1882 PINE RIDGE WAY W, #E1, Palm Harbor, FL, 34684 | $172,000
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Price Improvement! Welcome to Pine Ridge at Palm Harbor, one of the area’s most sought-after 55+ maintenance-free communities, where comfort, convenience and the Florida lifestyle come together in this beautifully updated first-floor 2 bedroom, 2 bath condo.
Designed for easy living, the bright open floor plan features a spacious living area with double-pane sliding glass doors leading to a covered, screened patio ideal for morning coffee and enjoying Florida’s year-round sunshine. The seamless layout flows into an upgraded kitchen showcasing cherry wood cabinetry, granite countertops, travertine backsplash, under-mount LED lighting, and newer appliances including a dishwasher (2025) plus range, refrigerator and microwave (2019).
Interior features buyers are searching for include an inside large laundry room with full-size washer and dryer, tile flooring throughout, wood-look tile in both bedrooms and closets, ceiling fans in every room and upgraded double-pane windows for energy efficiency. The spacious primary suite offers a large walk-in closet and private ensuite bath with granite counters, while the guest bath features a full tub and matching granite finishes. A 2019 HVAC system adds additional value and peace of mind.
Residents enjoy LOW HOA FEES covering cable, internet, water, sewer, trash, roof, exterior pest control and grounds maintenance, making this an ideal low-maintenance or seasonal Florida home. Community amenities include a heated pool and spa, clubhouse, shuffleboard courts, paved walking trails and an on-site manager. Pine Ridge is pet friendly and socially active, offering a true resort-style environment.
Located in the heart of Palm Harbor, Florida, this condo is just minutes from shopping, dining, golf courses, the Pinellas Trail, Honeymoon Island State Park, and the award-winning Gulf beaches, placing outdoor recreation and coastal living right at your doorstep.
Whether you are searching for a retirement condo, snowbird retreat, investment opportunity, or affordable Florida living, this move-in-ready home offers exceptional value in one of Pinellas County’s most popular 55+ communities.
Features
- Heating: Electric
- Cooling: Central Air
- Levels: 1
- Amenities: Clubhouse, Maintenance, Pool, Shuffleboard Court, Spa/Hot Tub, Trail(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Complex: PINE RIDGE AT PALM HARBOR
- Year Built: 1983
- Approx Sq. Feet: 1,038
- Acreage: 0.75
- Est. Taxes: $2,910
- Condo Fee: $406 Monthly
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8463888
- Days on Market: 58 days
- Website: https://www.raveis.com
/prop/TB8463888/1882pineridgewayw_palmharbor_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY INC Phone: 727-538-9200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1882 PINE RIDGE WAY W, #E1, Palm Harbor, FL, 34684
$172,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $137,600 | $137,600 | $137,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $243 | $243 | $243 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $814 | $858 | $1,124 |
| Total Monthly Payment | $1,131 | $1,175 | $1,441 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388