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Welcome to resort-style waterfront living at Harbour Village. Harbour Village is prized for its waterfront setting and amenities, including an inground heated pool, clubhouse, and private beach access, all set along the harbor and Long Island Sound. Located in the Short Beach area of Branford, this community offers a coastal lifestyle with easy access to beaches, boating, and local dining. This desirable end-unit condo is ideally positioned with southern exposure facing the courtyard, filling the home with natural light throughout the day. Thoughtfully maintained with new thermopane windows, sliders, and updated appliances, offering both comfort and efficiency. The open living room/dining room layout includes a sliding door that opens to a private patio, perfect for relaxing or entertaining. Upstairs, the primary bedroom has its own slider to a private porch, a private full bath, and generous closet space. A second large bedroom offers double closets, and an additional full bath serves the second floor. Laundry is conveniently located between the bedrooms, while a powder room on the first floor adds everyday functionality. A wonderful opportunity to enjoy low-maintenance living in the sought-after Harbour Village Condos-where the waterfront lifestyle is the true highlight. The unit is accessed via a short set of stairs from the garage parking area. There is also a convenient pull-up area near the beginning of the walkway, allowing for easy drop-off of groceries or passengers before parking in the garage. Brand new siding, new roof on condo and garage, new hot water heater, and a new upper deck coming soon. New windows (except front bedroom) and sliders. The owner has paid the special assessment in full, in the amount of 16, 829. Condo fees include the special tax district, which is deductible. Tax district is $277, and condo fee $632 for a total of $909. per month. The HOA fee covers heating system repairs/replacement & air conditioning system repairs/replacement.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Laminate Floor | Upper |
| Eat-In Kitchen | Granite Counters,Eating Space,Hardwood Floor | Main |
| Full Bath | Stall Shower | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Tile Floor | Main |
| Living Room | Combination Liv/Din Rm,Fireplace,Patio/Terrace,Sliders,Hardwood Floor | Main |
| Primary BR Suite | Balcony/Deck,Full Bath,Sliders,Laminate Floor | Upper |
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $439 | $439 | $439 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,567 | $1,653 | $2,219 |
| Total Monthly Payment | $2,081 | $2,167 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.