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Motivated sellers! True move-in condition. Nicely updated 3 bedroom/2 bath home with a lovely front porch. Both the front and rear entrances feature a mudroom with plenty of storage for coats, shoes, etc. Washer/dryer on first floor, along with a full bath featuring a shower. Cozy living room with a pellet stove. Eat-in kitchen/dining area. First floor bedroom can also be used as flex space. Second floor features the main bedroom and a second bedroom, along with a spacious hall bath with a shower/tub combo and a dual vanity. Hardwood floors throughout. One car detached garage/workshop PLUS plenty of parking for multiple cars in the driveway so your guests will always have a place to park. Backyard is great for entertaining and fenced for privacy and pets. Bluestone patio. Trex deck. 2 minutes to the Rail Trail. Best of all, if you need to get to the city, you're only 3 miles from the Metro-North Wassaic Station (Harlem Line)! Main bedroom furniture will be included in sale if desired.
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Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,921 | $2,491 |
| Total Monthly Payment | $2,300 | $2,494 | $3,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.