4966 KIVA CIRCLE, Bradenton, FL, 34211 | $1,025,000

Main-level living with the bonus space everyone wishes they had.

This home gives you room to spread out without feeling overwhelmed. The main level includes 3 Bedrooms + Den, with a smart split-bedroom layout that gives everyone their own space. One Guest Bedroom is an Ensuite-perfect for visitors.
The kitchen opens to the main living area and is designed for how people actually live, featuring Quartz Countertops, Stacked White Cabinetry, Upgraded Appliances, including a Convection Oven + Custom Pantry.

The owner’s suite is tucked away for privacy and features split vanities, a Zero-Entry Shower, and a Custom Closet System.

Upstairs offers the flexibility everyone wants—a Large Loft Space, & Bedroom, and a Full Bath. Whether it’s guests, hobbies, or a quiet retreat, this space adapts to your lifestyle.

The outdoor space is where this home truly stands out! Private Yard++ The oversized lanai, Custom Pool with Spillover Spa & Full Outdoor Kitchen= Private, resort-style setting. Professionally designed landscaping and lighting make it just as enjoyable in the evening as it is during the day.

A 3-car garage adds extra room for storage, a golf cart, or simply more breathing space.

Located in a gated 55+ community with resort-style amenities and a full-time lifestyle director.

There’s a lot to love here—but this is one you need to see in person to fully appreciate.

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Handicap Modified, Lobby Key Required, Optional Additional Fees, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Gas Dryer Hookup, Laundry Room
  • Style: Traditional
  • Year Built: 2023
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,330
  • Acreage: 0.18
  • Est. Taxes: $2,062
  • HOA Fee: $1,286 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Garden, Trees/Woods
  • Adult Communities: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4678020
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /eprop/A4678020/4966kivacircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 11:52:31 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4966 KIVA CIRCLE, Bradenton, FL, 34211

$1,025,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $820,000 $820,000 $820,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.132% 6.259% 6.183%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,851 $4,982 $6,920
Total Monthly Payment $5,148 $5,279 $7,217

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.