321 BAYRIDGE PLACE, Punta Gorda, FL, 33950 | $850,000

ICONIC PEACE RIVER WATERFRONT – ONE-OF-A-KIND HOME WITH UNMATCHED VIEWS!! Set along the south shore of the Peace River, just minutes from historic downtown Punta Gorda, this distinctive waterfront property offers a rare opportunity to complete a truly memorable home in one of the area’s most visible and scenic locations. The river spans nearly a mile wide here, creating open-water sightlines, constant boat activity, and spectacular western-facing sunsets that feel more like open bay than riverfront. Architecturally striking and instantly recognizable from both the street and the water, the two-story stilt home with elevator was designed to maximize elevation, views, and outdoor living. Multiple balconies on each level provide layered vantage points overlooking the river, while the setting at the intersection of canal and river adds privacy, prominence, and visual impact. The home is mid-remodel, with work already started in the kitchen and baths, offering the next owner a clear path to finish and customize to their own vision. Large living spaces, abundant windows, and direct balcony access establish a strong foundation for a stunning finished product. This is not a teardown—it’s a canvas with the most important elements already in place: location, structure, elevation, and views. Outdoor living is anchored by an open-air, in-ground pool positioned directly along the river’s edge, creating an unforgettable backdrop for entertaining or quiet evenings watching the sun drop below the horizon. Covered parking beneath the home accommodates two vehicles, with additional driveway space allowing parking for up to five cars total—an uncommon convenience. No HOA restrictions and close proximity to Fishermen’s Village, parks, dining, shopping, and I-75 further enhance the appeal. Whether approached as a personal waterfront masterpiece or a standout renovation project, opportunities like this are exceedingly rare. Property is being sold AS IS. Bring your vision, complete the transformation, and create a waterfront home unlike anything else on the Peace River.

Features

  • Elevator: Y
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 4 full / 2 half
  • Lot Size: 56 x 115 x 140 x 90
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2008
  • Garage: Covered, Ground Level, Guest, Under Building
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,670
  • Acreage: 0.21
  • Lot Size: 56 x 115 x 140 x 90
  • Est. Taxes: $10,164
  • Lot Desc: Cul-De-Sac, FloodZone
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Child Safety Fence, Gunite
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7519962
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/C7519962/321bayridgeplace_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 6:09:49 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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321 BAYRIDGE PLACE, Punta Gorda, FL, 33950

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.223% 6.164%
Monthly Tax Payment $847 $847 $847
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,132 $5,738
Total Monthly Payment $4,907 $5,071 $6,677

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.