276 Bella Dr, Saint Augustine, FL, 32086 | $529,900

Experience elevated Florida living in this beautifully crafted Craftsman-style home by Mastercraft Builder Group, ideally positioned on a spacious corner lot with serene preserve views. A standout feature is the like-new $26, 000 solar system, delivering exceptional energy efficiency with an average electric bill of approximately $90/month—including home, yard, and even vehicle charging—offering both sustainability and long-term savings. This thoughtfully upgraded residence offers three bedrooms, two bathrooms, and an open-concept layout filled with natural light. The gourmet kitchen is a true centerpiece, featuring quartz countertops, custom cabinetry, upgraded stainless steel appliances with an induction range, tiled backsplash, recessed and pendant lighting, dual pantries, and a California-style island overlooking the dining area. The adjoining great room is enhanced with home-theater ceiling speakers and French door that open to a screened paver lanai with peaceful preserve views—perfect for seamless indoor-outdoor living. Privately situated, the primary suite enjoys tranquil views and features a walk-in closet along with a spa-inspired bath complete with dual vanities, added built-in storage, upgraded tile flooring, ceiling heater and fan, and a zero-entry seamless glass shower with safety bars. Two additional bedrooms, a guest bath, and a versatile flex space with custom built-ins—currently used as an art studio—add flexibility and function. Outdoor living is equally inviting with a covered and screened lanai, extended paver patio with fire pit, and fenced backyard overlooking the preserve. The garage has been thoughtfully enlarged by approximately three feet, offering added storage and functionality, while the lanai has been extended by two feet, enhancing the home’s outdoor living space. Additional features include a mini-split A/C system in the garage, new hot water heater, water softener, private well irrigation, Hardie plank lap siding, ledgestone exterior accents, architectural shingle roof, gutters, luxury vinyl plank flooring, and upgraded lighting throughout. Located in the desirable Villages of Valencia, residents enjoy community amenities including a pool, volleyball court, BBQ grills, and no CDD fees—all just moments from the Matanzas River and Intracoastal Waterway.

Features

  • Amenities: Clubhouse,Community Pool Unheated
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 6970
  • Style: Craftsman,Single Family Home
  • Year Built: 2020
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,006
  • Acreage: 0.16
  • Lot Size: 6970
  • Est. Taxes: $3,664
  • HOA Fee: $229
  • Lot Desc: Corner
  • MLS#: 260216
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/260216/276belladr_saintaugustine_fl?source=qrflyer
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Listing courtesy of Watson Realty Corp (US1 South)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

276 Bella Dr, Saint Augustine, FL, 32086

$529,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,508 $2,645 $3,492
Total Monthly Payment $2,905 $3,042 $3,889

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.