2150 PALM TREE DRIVE, Punta Gorda, FL, 33950 | $899,000

Under contract-accepting backup offers. CUSTOM, WATERFRONT HOME W/SAILBOAT ACCESS – JUST 3 LOTS FROM CHARLOTTE HARBOR!! Opportunities this close to open water are rare. Located just three lots from Charlotte Harbor, this move-in ready, 3 bed/3. 5 bath, waterfront home in Punta Gorda Isles offers nearly instant, deep-water sailboat access. Keep your boat behind the house and be out on open water in minutes from your backyard. Inside, the layout is bright, open, and designed for everyday comfort. Soaring ceilings, crown molding, and porcelain tile flooring throughout the main living areas create a clean, cohesive feel. The great room flows easily into the dining area and kitchen, making the space ideal for entertaining or relaxed coastal living. The kitchen is centrally located and features granite countertops, stainless steel appliances, ample cabinetry, and wraparound bar seating—perfect for casual meals or hosting friends after a day on the water. Split-bedroom design provides privacy, with a spacious master suite offering soft carpeting, generous closet space with two walk-in closets, and a large en-suite bath with dual sinks and walk-in, tiled shower. Outdoor living takes center stage. The brick paver lanai offers a large covered seating area, an in-ground heated pool, and a dedicated pool bath. Western rear exposure delivers gorgeous sunset views over the canal, day after day. Steps from the back door, the property features an extended 48-ft concrete dock with a 10, 000 lb boat lift, plus water and electric hook-ups dockside. Boating here is the best of both worlds: protected dockage along the canal with immediate access to Charlotte Harbor and beyond. Additional highlights include a NEW METAL ROOF (2023), attached two-car garage, hurricane protection. There's no HOA although you can choose to join the PGI Civic Association with numerous clubs, activities and events to keep you involved. Take advantage of all the area has to offer including access to exceptional biking, golfing, tennis or pickleball. Property is close to Fishermen’s Village, historic downtown Punta Gorda, waterfront dining, shopping, and I-75. Boat today. Sunset tonight. This is Punta Gorda Isles living at its best. Make an appointment today, you won't be disappointed.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 80 x 120 x 80 x 120
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1992
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,291
  • Acreage: 0.22
  • Lot Size: 80 x 120 x 80 x 120
  • Est. Taxes: $9,266
  • Lot Desc: City Lot, Near Golf Course
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7519901
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/C7519901/2150palmtreedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 11:41:38 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2150 PALM TREE DRIVE, Punta Gorda, FL, 33950

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.110% 6.078%
Monthly Tax Payment $772 $772 $772
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,140 $4,312 $6,021
Total Monthly Payment $5,004 $5,176 $6,885

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.