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This waterfront gem offers 75 feet of frontage on the Fordham Waterway, complete with riprap seawall installed in 2023, wood dock, floating dock, and a 7, 000-pound boat lift installed in 2021, providing direct access to Charlotte Harbor and the Gulf of Mexico. With 1, 179 square feet of well-designed living space, this 3-bedroom, 2-bath home with an attached oversized single-car garage with extra storage space is perfectly suited for both relaxed waterfront living and entertaining. The home features a living/dining room combination and a rear conversion that creates a spacious family-style room with an additional bonus room—ideal for a home office, hobby space, or entertainment area. A door from this space opens directly to the backyard, allowing seamless indoor-outdoor living. Tile flooring throughout ensures easy maintenance. The kitchen is appointed with granite countertops, wood cabinetry, and stainless-steel appliances. A bonus room just off the kitchen offers flexible use—it could serve as a pantry, breakfast nook, or extra storage space. The primary bedroom includes an attached full bath, while the two additional bedrooms share a full bathroom with a walk-in shower conveniently located near the laundry room. Step outside to a fenced backyard with a freestanding hot tub and fire pit—perfect for relaxing or entertaining while enjoying the waterfront views. The home’s roof received a modified rubber (modified bitumen) system in 2011, with a protective coating added in 2025 to enhance waterproofing and extend its life. A new water heater was also installed in 2025. Conveniently located close to shopping, dining, parks, gulf beaches, boating, golf, and an award-winning hospital, this property combines the best of waterfront living with everyday convenience.
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$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,011 | $1,329 |
| Total Monthly Payment | $1,356 | $1,382 | $1,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.