448 LOCKLIE STREET, Dunedin, FL, 34698 | $1,550,000

Tucked along the charming red-brick streets of Dunedin, this beautifully updated cottage & tiny home offers an inviting retreat in one of the area’s most desirable locations. Just one block from TD Ballpark and the Pinellas Trail, and a short stroll to iconic Edgewater Drive, you’ll have endless opportunities for recreation, dining, and exploration right at your doorstep.

This property is truly a place to dream—complete with a vacant, buildable lot (approved for up to 2, 900 sq ft) attached to the already renovated and fully furnished structures which all together would equal 4373 Sq. Ft. (1473 Sq. Ft. already built + additional 2900 Sq Ft for the buildable structure on the vacant lot. Current owners have prepared the plot of land, cleared trees, completed construction, furnished and equipped them with everything needed for a turn-key rentals of both units. Whether you’re looking to expand, invest, or create a multi-home retreat, the possibilities are wide open. Last photo is a proposed and approved plan that the current owner was going to move forward with. Plans can be provided upon request. Also, you can apply for a bed and breakfast permit with the city and have nightly rentals out of the vacant units as long as you live in one of them. So many possibilities and potential here!

Downtown Dunedin’s boutiques, restaurants, breweries, and waterfront parks are nearby, giving you the perfect blend of peaceful privacy and unbeatable convenience.

The front cottage features:

2 bedrooms

2 bathrooms

The rear cottage includes:

1 bedroom

1 bathroom

A rare opportunity in the heart of Dunedin! Contact the listing agent for more details.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Style: Bungalow, Historical
  • Year Built: 1920
  • Garage: Converted Garage, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,373
  • Acreage: 0.22
  • Est. Taxes: $8,891
  • Lot Desc: Cleared, Historic District, City Lot, Oversized Lot, Sidewalk
  • View: Garden
  • Elem. School: San Jose Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8463513
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /eprop/TB8463513/448lockliestreet_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 7:47:08 AM)

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Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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448 LOCKLIE STREET, Dunedin, FL, 34698

$1,550,000

Burgio Sousa Team

Sales Associates

William Raveis Real Estate

Phone: 860.983.0457

BurgioSousaTeam@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,240,000 $1,240,000 $1,240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $741 $741 $741
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,434 $7,635 $10,464
Total Monthly Payment $8,300 $8,501 $11,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.