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One or more photo(s) has been virtually staged. Welcome to 114 E. Palm St. , Davenport, FL a charming and move-in ready home with NO HOA and major upgrades already done! This property features a NEW ROOF, septic tank, and newer water heater & HVAC system, giving you peace of mind for years to come. Inside, you’ll love the bright open feel, natural light, and the character throughout, including hardwood flooring in multiple living spaces and bedrooms. The spacious kitchen offers ample cabinetry and stainless steel appliances, plus a convenient breakfast bar perfect for casual dining and entertaining. Step outside to enjoy the large screened-in patio/Florida room, ideal for relaxing, hosting guests, or creating your own indoor-outdoor lounge space. The property also includes an attached garage, extended driveway, a nice sized yard with an additional detached garage on the back of the property to customize. Located in the heart of Davenport with easy access to shopping, dining, schools, and major highways this is a great opportunity for homeowners or investors alike. Call us today to schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,127 | $1,173 | $1,561 |
| Total Monthly Payment | $1,468 | $1,514 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.