963 RIVER WIND CIRCLE, Bradenton, FL, 34212 | $599,900

One or more photo(s) has been virtually staged. Experience true lanai-to-water living in River Wind, a quiet, gated boutique community known for its natural beauty, privacy, and signature craftsmanship. This beautifully modern 3-bedroom, 2-bath Neal Signature home with a den/office and 3-car garage is perfectly positioned on a prime water lot with serene lake and preserve views, creating a peaceful, private backdrop for everyday living.

Inside, a light-filled open floor plan showcases the “signature touch” Neal Homes is known for—voluminous ceilings, tray details, plantation shutters, and a gourmet kitchen designed for both entertaining and daily comfort. The kitchen features stone countertops, premium cabinetry, stainless steel appliances, an induction oven, and a built-in cooktop. The spacious screened lanai extends your living space outdoors, inviting you to relax and enjoy tranquil water and nature views during Florida’s beautiful evenings.

The primary suite is a true retreat, offering double walk-in closets, calming views, and a spa-inspired bathroom designed for relaxation. Additional highlights include low insurance costs, no flood zone (approximately 30 feet above sea level), no CDD fees, and a low HOA that includes the privately gated entrance—making this home as practical as it is beautiful.

River Wind is a Neal Signature–built community of just 62 homes, tucked away off Upper Manatee River Road—so hidden that even many locals don’t know it exists. Residents enjoy scenic walking trails, preserved natural surroundings, and a peaceful connection to the Manatee River. This home also includes three high-end kayaks, perfect for enjoying the local launches, fishing, or soaking in the quiet beauty of the river.

Conveniently located in one of Manatee County’s most desirable areas, River Wind offers easy access to shopping, dining, Lakewood Ranch, Downtown Bradenton, I-75, and the white-sand beaches of Anna Maria Island, all within a short drive. Homeowners here know they’ve invested in a quality home built to stand the test of Florida living.

Schedule your private showing today—once you experience River Wind, you’ll understand why residents call it paradise.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2016
  • Garage: 3-car Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,408
  • Acreage: 0.24
  • Est. Taxes: $3,815
  • HOA Fee: $600 Quarterly
  • Lot Desc: In County, Key Lot, Landscaped, Sidewalk
  • View: Trees/Woods, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4676859
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/A4676859/963riverwindcircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/26/2026 7:17:08 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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963 RIVER WIND CIRCLE, Bradenton, FL, 34212

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.628%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,763 $2,874 $3,890
Total Monthly Payment $3,173 $3,284 $4,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.