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Hi there, I'm a Florida home that has found my serene retreat in a peaceful, established community in Palm Harbor, right by a tranquil pond. MY future owner probably will find themselves enjoying their morning coffee on my private, screened-in lanai, watching the local wildlife, or taking a peaceful walk on one of the many community trails. I love that my neighborhood feels quiet and private, yet is just minutes from all the action.
About Me: The Vibe
I value a balance of calm living and outdoor adventure. The community offers low-maintenance living, which means you will have more time to explore all that the Pinellas County lifestyle has to offer. Hopefully you're an active person who enjoys leveraging the nearby amenities, whether it's an afternoon swim at the community pool or a bike ride on the Pinellas Trail. I also happen to be in a very dog-friendly, so pet lovers are a bonus!
Beaches & Islands: I'm minutes away from the stunning Honeymoon Island State Park and the world-class Gulf beaches like Clearwater Beach, perfect for a day of sun and relaxation.
Local Charm: Owners love heading over to downtown Dunedin or the Tarpon Springs Sponge Docks for unique shopping, dining, and live music. The local nightlife at places like the Stilt House Brewery is a fun way to spend a weekend evening.
Nature & Fitness: The nearby John Chesnut Sr. Park offers great views and walking spots, and you should try to get out on the Pinellas Trail whenever you can.
Homebody: Sometimes the best plan is simply relaxing on my covered porch with a good book and a pond view.
What I'm Looking For
I'm hoping to meet owners who appreciate the laid-back yet active Florida lifestyle. If you enjoy nature, value a peaceful home environment, and are up for exploring local restaurants, beaches, and parks, we'll likely click.
Send me a message!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,960 | $267,960 | $267,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $460 | $460 | $460 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,480 | $1,605 | $2,154 |
| Total Monthly Payment | $2,015 | $2,140 | $2,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.