481 21st AVE S, Naples, FL, 34102 | $40,000

ANNUAL RENTAL - BRING YOUR BOAT to this single family, waterfront home with Old Florida charm. Just 4 blocks from the beach, this 4 bedroom + den home spans the 2nd and 3rd floors of this 3-story home with a private elevator (1st floor is enclosed parking). Brick and hardwood floors accented with shiplap walls and ceilings add to the charm of the main floor living space which includes a two-story great room with conversation seating for 8, a wet bar, a wine room/humidor, half-bath and a grand player piano all overlooking the brick paved vanishing edge pool with fire feature. Also located on the main floor are the primary suite with a king bed, open balcony and en-suite bath in addition to a den with a desk, twin sleeper sofa, laundry room and ½ bath. On the other side of the main living area you'll find formal dining space, a family room with a large, mounted TV over the fireplace, and an exquisite kitchen with two islands, two refrigerators and counter seating for 4. The family room expands through sliding glass doors to the covered patio area with additional seating around its own fireplace/TV area. The Outside Kitchen is equipped with a gas grill and pizza oven and a pool bath. This covered area can be closed with remote controlled screens. The top floor of the home has another King Suite with a private balcony, full bath, and walk-in closet; a Queen Suite with its own bath/closet and shared open balcony; and a full Guest Suite with a King bedroom, full bath, full kitchen with counter seating, living room with full-size sleeper sofa, and a shared large balcony offering both a covered area as well as an expansive sun deck. There is also a loft with a game table and comfortable seating for reading and enjoying views down the widest canal in Aqualane Shores. Backyard fun includes a putting green with Adirondack chair seating, a boat slip with a 34K lb. lift, and a fish cleaning station. WELL BEHAVED PETS ARE WELCOME.

Features

  • Type: Single Family
  • Amenities: BBQ - Picnic,Boat Storage,Extra Storage,Fish Cleaning Station,Guest Room,Internet Access,Other,Putting Green,See Remarks
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Style: Multi-Story Home
  • Development: AQUALANE SHORES
  • Year Built: 2017
  • Garage: 12-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 6,130
  • View: Canal,Water
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Water Avail at Dock
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226001726
  • Website: https://www.raveis.com
    /prop/226001726/48121staves_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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481 21st AVE S, Naples, FL, 34102

$40,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $32,000 $32,000 $32,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $197 $205 $268
Total Monthly Payment $272 $280 $343

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.