9493 SE 173RD LANE, Summerfield, FL, 34491 | $269,900

Welcome to Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. Don’t miss this 3/2 expanded Holly model with over 1700 sq. ft. Of living space. Situated on a lovely, shaded lot, this home has been well-maintained. New roof in 2021, new HVAC in 2015 and hot water heater in 2013. The entire house has all new interior paint, all new ceiling fans and fixtures, brand new Larsen front storm door, an updated lanai which leads to a 10’ x 10’ concrete patio providing a great space for grilling your evening meal. The kitchen features newer kitchen appliances, granite kitchen counters and updated cabinets including a built in Butler’s pantry with glass upper doors. The property offers a split-bedroom-floor plan, encompassing a spacious living room and dining room combination, as well as an additional family room featuring an electric brick fireplace, ideal for comfort during the cooler winter evenings. And what great curb appeal! The garage, driveway and walkway have freshly painted epoxy coatings. The landscaping requires minimal maintenance and has recently been updated with fresh rock. Schedule your private showing today!

Features

  • Amenities: Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 85 x 97
  • Laundry: Inside
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,720
  • Acreage: 0.19
  • Lot Size: 85 x 97
  • Est. Taxes: $4,054
  • HOA Fee: $180 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM716427
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/OM716427/9493se173rdlane_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2026 6:32:08 PM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9493 SE 173RD LANE, Summerfield, FL, 34491

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,226 $1,293 $1,736
Total Monthly Payment $1,639 $1,706 $2,149

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.