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ADDED BONUS: $2000 closing costs credit from seller. FHA ASSUMABLE LOAN!! This centrally located corner lot home offers the best of both worlds: the convenience of city living with the serenity of a private retreat. The oversized lot is exceptionally rare for the area and creates a genuine sense of space and peace. Surrounded by mature trees, the backyard feels like a hidden sanctuary-quiet, shaded, and secluded. Both the front and back yards are fully fenced, offering an extra layer of privacy. The property has been lovingly cultivated as a certified wildlife habitat and Monarch Waystation, with garden beds that have always been maintained pesticide free. The soil is clean, healthy, and ready for organic gardening or low maintenance native landscaping! This home was completely renovated 3 1/2 years ago blending modern comfort with timeless character. Perfect for everyday living and entertainment. Conveniently located near restaurants, bars, shopping, and sporting events. Renovations include new roof, full rewire, repipe, water heater and many cosmetic upgrades!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$258,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $206,960 | $206,960 | $206,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,240 | $1,291 | $1,705 |
| Total Monthly Payment | $1,573 | $1,624 | $2,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.