440 Captains Circle, Fall River, MA, 02721 | $1,075,000

Welcome to your serene waterfront oasis! With sparkling water views of South Watuppa Pond, this expansive colonial lovingly maintained by its original stewards is a rare gem. The open layout, soaring ceilings, and walls of windows showcase water views and coastal charm throughout. Offering 3, 100+ sq ft, two home offices, and 1. 48 acres of waterfront recreation, it blends lifestyle and elegance. A grand foyer with a cathedral ceiling opens to a granite kitchen with an island and dining area, and to a large living room with direct access to the back deck, which spans the back facade. Benefit from an adjacent great room with a vaulted ceiling, gas fireplace, elegant dining area, and a wall of French doors and windows, offering ideal pond views and deck access. Ideal for entertaining, the home features dual living rooms and a large deck accessed from the kitchen, living room, and great room perfect for seamless indoor-outdoor living. The newly carpeted upstairs offers two spacious bedrooms with double closets, a full bathroom, a large secondary home office, and a spacious, water-facing primary suite with a tray ceiling, walk-in closet, and spa-like en suite. The lower level offers a finished family room, workshop, storage, and access to the oversized garage. Sited on over 64, 000 sq ft with direct water access via a dock to glorious South Watuppa Pond, this property includes a new septic, generator, improved dock, and manicured grounds for year-round enjoyment.

Features

  • Amenities: Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Contemporary,Colonial
  • Year Built: 2001
  • Garage: 3-car Attached,Garage,Garage Door Opener
  • Heating: Forced Air,Oil,Zoned
  • Cooling: Central Air
  • Basement: Full,Interior Entry,Partially Finished
  • Approx Sq. Feet: 3,821
  • Acreage: 1.48
  • Est. Taxes: $7,997
  • Lot Desc: Sprinkler System,Wooded,Waterfront
  • View: Water
  • Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
  • MLS#: 1402308
  • Website: https://www.raveis.com
    /eprop/1402308/440captainscircle_fallriver_ma?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Mott & Chace Sotheby's Intl.   Phone: 401-314-3000

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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440 Captains Circle, Fall River, MA, 02721

$1,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $860,000 $860,000 $860,000
Term 360 months 360 months 180 months
Initial Interest Rate** 4.875% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.001% 5.858% 5.681%
Monthly Tax Payment $666 $666 $666
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,551 $5,019 $7,027
Total Monthly Payment $5,342 $5,810 $7,818

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.