1986 Raina Street, Johns Island, SC, 29455 | $375,000

Welcome to this thoughtfully updated 3 bedroom, 2 bath home on a large corner lot in sought-after Johns Island. Renovations completed between 2023-2025 offer modern comfort while maintaining mid century charm. Move in today and add your finishing touches!The private main suite features an attached full bath, private entrance, and covered patio, making it ideal as a primary bedroom, guest suite, or mother-in-law space. This area has previously been utilized as a short-term rental by owners. The front room currently used as a home office offers additional flexibility but can be used as a bedroom or flex space allowing for a variety of uses to suit individual needs. The additional 2 bedrooms provide comfortable accommodations for family or guests. A rare corner-lot setup with dual driveway access from Raina Street and Berryhill makes this property ideal for RVs, boats, and all your Lowcountry toys. A small storage shed and movable fencing convey, offering flexibility to customize the space to fit your needs. No HOA! The home is pre-wired with Ethernet/CAT6 cabling throughout, providing the option for hard-wired internet connectivity if desired. The home is priced to sell. Convenient Johns Island location with room to add value, a great opportunity for homeowners or investors alike. Zoned RR-1 in Charleston County, where accessory dwelling units (ADUs) may be permitted. Buyer to verify zoning, setbacks, and permitting directly with Charleston County.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Development: 23 - Johns Island
  • Year Built: 1960
  • Heating: Ductless, Wall Unit(s)
  • Approx Sq. Feet: 1,283
  • Acreage: 0.38
  • Lot Desc: 0 - .5 Acre, Corner Lot
  • Elem. School: Angel Oak ES 4K-1/Johns Island ES 2-5
  • Middle School: Haut Gap
  • High School: St. Johns
  • MLS#: 26000908
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/26000908/1986rainastreet_johnsisland_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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1986 Raina Street, Johns Island, SC, 29455

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,657 $1,775 $2,392
Total Monthly Payment $1,732 $1,850 $2,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.