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Welcome to this inviting 4-bedroom, 2-bath home nestled in the heart of Temple Terrace, a community known for its tree-lined streets, hometown charm, and vibrant year-round events. From parades and festivals to nearby parks, river access, and golf, Temple Terrace offers a true sense of community while still being conveniently close to shopping, dining, USF, and major highways including I-75 and I-4. This well-maintained home greets you with fresh exterior paint and Florida-Friendly landscaping, designed for beauty, sustainability, and ease of maintenance—all framed by majestic mature oak trees. Inside, you’ll find a comfortable and functional layout with spacious living areas ideal for both everyday living and entertaining. The kitchen features warm wood cabinetry, ample counter space, and a cozy breakfast area, flowing seamlessly into adjacent family room and dining spaces. The family room showcases vaulted ceilings with exposed wood beams, creating an airy and welcoming atmosphere. Sliding glass doors lead to a screened lanai, offering a peaceful retreat to relax and enjoy the private backyard. The floor plan provides flexibility, with four generously sized bedrooms that can accommodate guests, a home office, or hobby space. Both bathrooms are clean and well-appointed, and natural light fills the home throughout. Additional highlights include ample storage, indoor laundry, and a dedicated workshop/storage area. As a bonus, new residents of Temple Terrace are eligible for a complimentary three-month social membership to the Temple Terrace Golf & Country Club, offering access to dining, social events, and club amenities—an incredible introduction to the community lifestyle. Located just minutes from Temple Terrace Golf & Country Club, Riverhills Park, local schools, medical centers, and downtown Tampa, this home offers the perfect blend of charm, comfort, and convenience. Don’t miss your opportunity to enjoy all that Temple Terrace living has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $379,920 | $379,920 | $379,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,098 | $2,278 | $3,054 |
| Total Monthly Payment | $2,650 | $2,830 | $3,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.