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WATERFRONT town home with cement/block construction, metal roof, and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor now available. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, featuring live entertainment, heated swimming pool, tennis and pickleball courts, a newly built Fishing Pier, 2 deep water marinas, and high & dry storage with slip availability. BOATERS paradise - direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the newer built boat launch for canoeing/kayaking on the RIVER and canals, while enjoying dolphin and manatee sightings. Enjoy an ECO Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections. Great primary, secondary or investment with minimum rentals being daily. This home has breathtaking wide, water views of both the saltwater canal and the marina, wonderful to watch the boats traveling to and from the Bay. The town home has been gently lived in as a second home and lovingly maintained. Over $20, 000 in upgrades including a new AC in 2023, a new hot water heater in 2024, wainscotting in the foyer and along the stairwell along with laminate stairs. It is beautifully decorated in the highly desirable Coastal style. The optional lush landscaping provides tropical beauty and privacy on the first floor and a long distance waterfront view from the second floor. Highly desirable 3BR/3BA floor plan with one bedroom located on the first floor. Each additional bedroom has their full baths ensuite. All 3 bedrooms and the living area feature large balconies to maximize year round outdoor living and enjoyment. Unique to only a handful of these town homes, this home also has a 16'x16' recessed, private patio beyond the garage that can be screened, offering additional options for seating, dining, entertaining. In addition, it is mere steps to the recently installed kayak/canoe boat launch as well as guest overflow parking. Convenient location-approximately a half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, and golf courses all near by. Taxes include the CDD. Call today to schedule an appointment to view this extraordinary townhome with one of the most amazing views in the community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $716 | $716 | $716 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,176 | $2,295 | $3,004 |
| Total Monthly Payment | $2,967 | $3,086 | $3,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.