3309 S HIGHGATE POINT, Inverness, FL, 34452 | $268,000

Welcome to this low-maintenance and spacious detached 2-bedroom, 2-bath, 2-car garage home located in the desirable Royal Oaks community. Offering over 1, 747 square feet of living space, this home provides excellent flexibility with the potential to convert areas into additional rooms or bedrooms. The thoughtfully designed layout includes a column-accented den, a large great room, and a split-bedroom floor plan designed for privacy. The kitchen features abundant counter space, a large pantry, and both a breakfast nook and breakfast bar, for everyday living and entertaining. Recent updates include a roof replaced in 2022, A/C installed in 2023, and a hot water heater from 2013. The garage includes a lighted area suitable for a workbench or hobby space. The property is situated at the end of a cul-de-sac, offering a quiet setting. HOA amenities include building maintenance, cable, community pool, grounds maintenance, irrigation, outdoor lighting, pest control, pool service, recreational facilities, road maintenance, sewer, tennis courts, trash removal, water, and WiFi, supporting convenient, low-maintenance living. Conveniently located near a bike path, boat ramps, parks, restaurants, shopping, medical facilities, and downtown Inverness, with Orlando and Tampa approximately 90 minutes away.
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Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 78 x 140
  • Laundry: In Garage
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 0.18
  • Lot Size: 78 x 140
  • Est. Taxes: $1,297
  • HOA Fee: $295 Monthly
  • Elem. School: Pleasant Grove Elementary School
  • Middle School: Inverness Middle School
  • High School: Citrus High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Cooktop, Dishwasher, Refrigerator
  • MLS#: OM716387
  • Days on Market: 67 days
  • Website: https://www.raveis.com
    /prop/OM716387/3309shighgatepoint_inverness_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/19/2026 11:47:06 AM)
Listing courtesy of TOP PERFORMANCE REAL EST. CONS   Phone: 352-794-6010

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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3309 S HIGHGATE POINT, Inverness, FL, 34452

$268,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $214,400 $214,400 $214,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.508% 5.794%
Monthly Tax Payment $108 $108 $108
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,285 $1,338 $1,752
Total Monthly Payment $1,468 $1,521 $1,935

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.