380 BELLE POINT DRIVE, St Pete Beach, FL, 33706 | $1,050,000

Located in the highly coveted Belle Vista neighborhood of St. Pete Beach, this waterfront property presents a rare and versatile opportunity for the discerning buyer. Situated on a generous lot with 60 feet of street frontage, the property transitions into an impressive 91 feet of concrete seawall, complete with a 20' x 11' private dock that is only five years old. Whether you are a dedicated boater or simply seeking expansive water views, this site offers the premier coastal lifestyle that defines the area.
The existing single-family home took on water during Hurricane Helene, but it has since been fully and professionally remediated. To ensure a clean transition for the next owner, the interior currently features a 24" hurricane cut, providing a transparent view of the home's bones and a head start on any future work. This property is uniquely positioned to providing two distinct paths: it can be fully renovated or utilized as a prime tear-down site for a custom-built masterpiece.
For those looking to restore the home, the estimated renovation costs are expected to remain well below half of the pre-storm market value, allowing for a modern interior update while avoiding the requirement to elevate the structure. Alternatively, for those envisioning a new build, demolition costs are estimated in the $20, 000 range, making it a streamlined process to clear the lot for a brand-new residence. Nestled just minutes from the Don CeSar and the world-class sands of St. Pete Beach, this property is a blank canvas waiting for its next chapter in one of Florida's most desirable beach communities.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 78 x 120
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1964
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,379
  • Acreage: 0.21
  • Lot Size: 78 x 120
  • Est. Taxes: $5,339
  • Appliances: Microwave
  • MLS#: TB8463082
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /eprop/TB8463082/380bellepointdrive_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/28/2026 10:17:08 PM)
Listing courtesy of BARKETT REALTY   Phone: 727-388-9500

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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380 BELLE POINT DRIVE, St Pete Beach, FL, 33706

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.007% 5.972%
Monthly Tax Payment $445 $445 $445
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,769 $4,969 $6,975
Total Monthly Payment $5,339 $5,539 $7,545

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.