3428 N OCEAN SHORE BOULEVARD, Flagler Beach, FL, 32136 | $1,249,000

This magnificent beachside home will allow you to enjoy both the boating and beach lifestyle to the fullest. Short term rentals permitted here! Located at the quiet northern end of Flagler Beach on A1A, this home is right across the street from the Ocean and backs up to the Fox Cut Canal with direct Intracoastal access. A dock with boat slip was just constructed, ready for you to boat into the Matanzas River to either St Augustine to the north or Daytona Beach to the south. This home, inspired by the Florida Governor’s Mansion in Mayport, FL, was built in 2021, complete with a functional widow’s walk to take in the views of the Atlantic and the Intracoastal Waterway. This reproduction honors Florida’s coastal history and architecture on the exterior, while the interior contains all the amenities of modern life with beautiful coastal tilework. The home is set back far from the road, embraced privately by mature native plantings and a crushed stone drive for a serene Old Florida beachside atmosphere. The home welcomes you with a covered porch spanning the width of the home from which to enjoy salty ocean breezes. The rear covered deck expands your living space and flows into a large back yard, completely fenced to allow family and pets to romp safely for your peace of mind. With plenty of room for the pool of your dreams and more, you can create the outdoor entertaining area of your heart’s desire. Just past the rear gate, you have access to the newly built dock and boat slip to experience the water views up close. This home boasts a lovely kitchen with granite countertops, solid wood cabinetry and an island, illuminated naturally from the many windows. The primary bedroom is located on the first level with large, his & her walk-in closets. The ensuite bath features a massive double shower in a stunning blue tile. Upstairs, a common area resides on the landing. The 4 bedrooms upstairs are split by the central stairway into 2 on either wing, each with lovely shared baths and more custom tilework. A large deck overlooks the front of the property from the upper level, and the widow’s walk is accessed from here as well. Varn Park is a short distance from this home – a pristine, dog friendly beach park offering a picnic area, restroom and shower facilities. A great spot to bring gatherings of family and friends to swim, fish, view wildlife and enjoy. This home is in unincorporated Flagler County, allowing short term rentals. Call for a private showing to make this your dream home or vacation getaway investment property.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 80 x 220
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Florida
  • Year Built: 2021
  • Garage: 2-car Boat, Garage Door Opener, Garage Faces Side, Guest, Off Street, Oversized, Parking Pad, Split Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,538
  • Acreage: 0.4
  • Lot Size: 80 x 220
  • Est. Taxes: $10,608
  • Lot Desc: Landscaped, Private, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Belle Terre Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
  • MLS#: FC315166
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /eprop/FC315166/3428noceanshoreboulevard_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 3:24:49 AM)
Listing courtesy of PALM WAVE REALTY   Phone: 407-558-8357

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NMLS Mortgage Loan Originator ID 16953

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3428 N OCEAN SHORE BOULEVARD, Flagler Beach, FL, 32136

$1,249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,200 $999,200 $999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $884 $884 $884
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,071 $6,234 $8,499
Total Monthly Payment $7,080 $7,243 $9,508

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.