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Get away from the cold and come to sunny Deland! Location, Location, Location- Nestled in Cresswind's Victoria Gardens, 55+ GUARD GATED Community, this well-maintained home faces a Tranquil Pond, has a fenced backyard and is located just a short walk to the private clubhouse with daily activities, restaurant, pickleball-tennis courts, heated pool & spa, fitness center, exercise classes, card rooms, billiards, ballroom, arts & crafts room, etc. The home's layout is thoughtfully designed to maximize functionality and comfort. Most recent updates to this MOVE-IN READY home include NEW Heat/AC unit with extra filtration & UV light, NEW Roof, NEW exterior paint, NEW hot water heater, Garage floor painted, Wood Laminate flooring & Double Pane windows in front. Warm and inviting, the open floor plan of this home allows you to view the pond through the glass entry door while viewing the spacious fenced yard through the triple sliders. The great room is open to the kitchen and dining room making it optimum for entertaining. The light and bright kitchen features Quartz countertops and stainless appliances with plenty of counter space for baking and preparing. The dining area can easily fit a table for large dinner parties and has a view of the lushly landscaped backyard. The oversized screened lanai has been extended and is perfect for BBQ's & outdoor dining with a natural gas outlet for grill and built-in fire pit to relax by in the evening. Generous primary suite is separated from guest wing and features two walk-in closets, en-suite bath with double vanity with extra drawers and cabinets, spacious Zero entry walk-in shower with grab bar, jetted soaking tub and privacy lavatory with linen closet. The two guest bedrooms are good size & feature double door closets and have a spacious linen closet in the hallway and large hall bathroom with Zero entry walk-in shower with grab bar. Laundry room has cabinets, bar to hang clothes and outlets for either an electric or gas dryer. If you own a pet, the home is ideal with its easy-care flooring, fenced yard and the pond with sidewalks and benches to enjoy a walk. Home has been enhanced with ceiling fans thru-out, ramp in garage and grip handles. In Victoria Gardens your lawn maintenance is included in the HOA fee along with gated entry, Hi-speed internet & over 200 channels of TV with premium apps, irrigation water for your lawn and use of the 20, 000 sq ft clubhouse. Your serenity awaits at this home located near the front gate for easy access to I-4, Village Center & Advent Medical Park, Victoria Hills 18-hole Golf Course, 3 hospitals within 5 miles from the home, 2-miles to Publix, CVS, TJ Max, Ross, Belk, Aldi, Pet Supermarket & restaurants. 5 miles to downtown Deland with Antique Shops, Boutiques, Athens Theater, Museum of Art, Wine Bars & Breweries, 25 mins to Daytona Beach or New Smyrna Beach and 1 hour to Disney. This home may be under audio/visual surveillance.
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $315,920 | $315,920 | $315,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,769 | $1,892 | $2,540 |
| Total Monthly Payment | $2,039 | $2,162 | $2,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.