2786 N CANTERBURY LAKE DRIVE, Hernando, FL, 34442 | $300,000

Fantastic find in the intimate community of Canterbury Lake Estates. This well-maintained home offers 3 bedrooms, 2 full baths, and an open, split-bedroom floor plan designed for comfortable everyday living.
The screened lanai has been expanded and includes a 220-volt outlet, making it hot-tub ready. Built in 2003 and meticulously cared for by its original owner, the home shows true pride of ownership. Major updates include a new roof in 2022 and HVAC replacement in 2017. The HVAC system is serviced twice a year by Seneca and carries a transferable 10-year warranty through 2027.
Outdoor maintenance is easy with a full sprinkler system to keep the lawn and landscaping thriving. The side-entry two-car garage features a screen enclosure and attractive epoxy flooring. Additional highlights include double-pane windows throughout, with tinted rear windows for added energy efficiency.
One of the standout features is the Social Membership—enjoy access to all the resort amenities of Citrus Hills and Terra Vista.
Canterbury Lake Estates is a thoughtfully designed community of just a few hundred homes, offering a quiet, private setting with one entrance and one exit—no through traffic. The neighborhood is centered around three scenic lakes with exclusive resident access for fishing and non-motorized watercraft. It also borders the Rails-to-Trails system, perfect for walking, hiking, and biking from south of Floral City to Dunnellon. If you have a motorhome or boat there is a designated and secure parking area inside the development.
Conveniently located just minutes from Highway 200 for easy access to Ocala’s dining, shopping, and entertainment, and close to the Suncoast Parkway for a smooth commute to Tampa. A well-cared-for home in a quiet, lake-centered community with trails, convenience, and optional amenities—don’t miss it.

Features

  • Amenities: Clubhouse, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,815
  • Acreage: 0.22
  • Est. Taxes: $1,601
  • HOA Fee: $416 Annually
  • Lot Desc: Cleared
  • Elem. School: Hernando Elementary
  • Middle School: Citrus Springs Middle School
  • High School: Lecanto High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7881899
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/W7881899/2786ncanterburylakedrive_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/7/2026 2:37:00 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

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2786 N CANTERBURY LAKE DRIVE, Hernando, FL, 34442

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $133 $133 $133
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,439 $1,929
Total Monthly Payment $1,533 $1,647 $2,137

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.