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This charming 3-bedroom, 1 and a half bath brick ranch offers the perfect blend of comfort, space, and location. Situated on a quiet, low-traffic street, the home sits on a generous 0. 58-acre lot with scattered trees and a spacious backyard designed for everyday enjoyment and weekend relaxation. Inside, you'll find a bright and functional layout highlighted by hardwood floors throughout no carpet, and ceramic tile in both bathrooms. The living room is filled with natural light and provides a welcoming space to gather. The primary bedroom is privately positioned at the back of the home, while two additional bedrooms share a hall bath, making the layout ideal for a variety of living needs. Notable features include an architectural shingle roof, pull-down attic access, vapor barrier, window blinds throughout, and a soft, neutral color scheme. Outdoors, the expansive backyard offers endless possibilities, entertaining, gardening, play, or simply unwinding in your own private retreat. Unbeatable location! Enjoy being just minutes from the energy of Downtown Spartanburg, scenic walks and bike rides along the Cottonwood Trail, and outdoor fun at Duncan Park. Zoned for District 7 schools and conveniently close to shopping, dining, and everyday essentials, this move-in-ready home delivers both convenience and charm.
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Our Executive Mortgage Banker:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $174 | $174 | $174 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,022 | $1,078 | $1,459 |
| Total Monthly Payment | $1,271 | $1,327 | $1,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.