12760 INDIAN ROCKS ROAD, #583, Largo, FL, 33774 | $145,000

Owner financing available!! Your Coastal Escape Awaits on Florida’s West Coast
Welcome to effortless coastal living in this top-floor 1-bedroom, 1-bath condo nestled in the heart of Pinellas County. Perfectly balancing affordability and luxury, this residence is just steps from the sparkling waters of the intracoastal and the Gulf of Mexico.
Step inside to an inviting open-concept layout where the kitchen flows seamlessly into the great room—ideal for entertaining or enjoying a quiet evening at home. The bedroom overlooks a peaceful park, offering tranquil views and restful nights away from the crowds.
Located in the highly desirable Atlantis community, residents enjoy an impressive array of resort-style amenities. With private access to the Intracoastal Waterway, spend your days swimming, kayaking, paddleboarding, canoeing, or fishing. On land, relax with two heated pools, a hot tub, tennis courts, tiki huts, grilling and picnic areas, shuffleboard, and a fully equipped fitness room.
The community also features a clubhouse with a pool table and internet room, plus a private gated entrance to scenic Bonner Park—your own lush natural retreat.
Just minutes from Indian Rocks Beach and conveniently located near Tampa International Airport (30 minutes), St. Pete–Clearwater Airport (15 minutes), Clearwater Beach, and St. Pete Beach, this home puts the best of Florida living right at your doorstep.
Low-maintenance, low-stress, and endlessly enjoyable—this is where every day feels like a vacation. Schedule your private showing today and start living the coastal lifestyle you’ve been dreaming of.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Other
  • Complex: NEW ATLANTIS CLUB CONDO
  • Year Built: 1972
  • Approx Sq. Feet: 747
  • Est. Taxes: $2,204
  • Condo Fee: $558 Monthly
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: TB8455518
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8455518/12760indianrocksroad_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/22/2026 9:17:08 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12760 INDIAN ROCKS ROAD, #583, Largo, FL, 33774

$145,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $116,000 $116,000 $116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $184 $184 $184
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $659 $695 $933
Total Monthly Payment $918 $954 $1,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.