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One or more photo(s) has been virtually staged. Escape to serene country living with this charming 2-bedroom, 2-bathroom home, featuring an oversized 23x24 garage and a versatile 276 sq. ft. flex room that could serve as a 3rd bedroom, office, hobby room, or workshop. Situated on a spacious 117x150 lot, this property boasts a picturesque backyard overlooking a small, tranquil lake, Across the street is beautiful Lake Lu Lu. The interior welcomes you with an open-concept living area, where the kitchen seamlessly overlooks the great room. The kitchen is equipped with Real wood cabinetry with pull-out shelving in almost every cabinet, an island, and all kitchen appliances are newer and included with the home. The bedrooms are thoughtfully split for privacy, the huge primary bath is set up very nicely for any person that needs a handicap accessible home, toilet and even vanity can accommodate a wheelchair. . . . doors are also wider than usual and a person can park at the island counter with a wheelchair. There is also a cozy Florida room/enclosed porch that provides the perfect spot to relax and enjoy the serene lake views. This home offers 1, 411 sq. ft. of heated living space, with additional usable space in the enclosed porch and bonus room. The roof is nearly new, just about a year old. The AC was new in 2020. There is a whole house water filtration system and the Well pump and piping is newer. There is a generator that is included with the home, and there’s a pull down attic door for extra storage also a well-maintained shed. The backyard is fenced, which makes it perfect if you have pets. Located in Paisley, this home is nestled near the Ocala National Forest, offering endless outdoor activities such as hiking the Florida Trail, swimming in Clear Lake, camping at Clear Lake Campground, hunting in season, biking, horseback riding, and more. The community features a library, Dollar General, convenience stores, an Italian restaurant, and churches, making it a delightful place to call home. Paisley is only about 20 minutes to Deland or Eustis. . . Come experience the charm and tranquility of this wonderful property—schedule your visit today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $182 | $182 | $182 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,561 | $1,647 | $2,155 |
| Total Monthly Payment | $1,818 | $1,904 | $2,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.