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WALK. TO DOWNTOWN MOUNT DORA! Charming cottage in the heart of downtown Mount Dora’s Historic District. This lovingly maintained cottage offers a rare blend of charm, flexibility, and location—just steps from vibrant, historic downtown and nestled within the highly desirable golf-cart district. Set on an expansive corner lot, the solid block home is framed by lush, manicured landscaping and thoughtfully designed outdoor spaces that feel both welcoming and private.
The covered front porch opens into a warm, light filled interior. Inside, the home is inviting, with modern updates that complement its timeless appeal. The spacious living room transitions seamlessly into a charming kitchen, dining area, and spacious family room with luxury plank wood flooring—creating an easy, open flow ideal for everyday living or gathering with friends and family.
Just off the kitchen, a beautifully tiled Florida room with a wall of windows offers endless versatility—perfect as a home office, reading room, or creative space. This room opens directly to the covered carport, which doubles as a relaxed outdoor sitting and entertaining area, blending indoor and outdoor living. Additional exterior features include a brick patio, a beautifully landscaped side yard, ample exterior storage, and strong curb appeal from every angle.
The home features 4 generously sized bedrooms and 2 full bathrooms, both tastefully updated. A true standout is the versatile flex space with a private entrance, offering incredible potential for multi-generational living, guests, or income-producing use.
This thoughtfully designed area includes two bedrooms with a shared en-suite bath, or can easily function as a private one-bedroom suite with its own living area. With both interior access and a separate exterior entrance, it provides the perfect balance of connection and privacy—ideal for in-laws, extended stays, or rental opportunities.
Fully owned solar panels help reduce energy costs, adding modern efficiency to this thoughtfully cared-for home. Whether envisioned as a primary residence, a private retreat with flexible living options, or a weekend home with income potential, this property adapts beautifully to a variety of lifestyles. Prime location just a short walk or bike ride to vibrant downtown Mount Dora’s boutiques, café’s, restaurants, parks, entertainment, parks and waterfront! Enjoy easy access to the nearby Tremain Street bike and walking path—a dedicated pedestrian- and bicycle-friendly corridor offering a scenic route for walking, jogging, or biking straight into historic downtown Mount Dora. Embrace the downtown living lifestyle in one of Florida’s most charming, golf-cart-friendly communities. Zoned R-2, the property offers exceptional flexibility, including the potential to convert into a duplex making it well suited for a variety of living or investment options. The large double lot also allows for a garage to be added. A truly special offering with enduring appeal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,803 | $2,952 | $3,811 |
| Total Monthly Payment | $3,416 | $3,565 | $4,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.