1021 W CHAMPLAIN LANE, Citrus Springs, FL, 34434 | $350,000

3 Bedrooms WITH an extra 4th flex room! Welcome home to comfort, space, and thoughtful upgrades throughout! This inviting 3-bedroom plus an office offers privacy, flexibility, and nearby conveniences, all with the atmosphere of peaceful country living. The split floor plan features two bedrooms with a full bath on one side and a large primary suite on the other, complete with dual sinks, a separate tub and shower, and private access to the screened back patio—perfect for relaxing mornings or quiet evenings.
A versatile 4th flex room easily adapts to your needs as a home office, playroom, den, or additional sleeping quarters. The heart of the home is the well-appointed kitchen, featuring stone countertops and newer appliances, flowing seamlessly on one side into a sun-filled breakfast nook overlooking the expansive, newly-fenced backyard—ideal for entertaining or everyday enjoyment. On the other side of the kitchen you’ll find a larger dining space, perfect for formal gatherings and holiday celebrations.
Just off the kitchen, the enclosed interior laundry room doubles as a convenient mudroom, and includes a laundry sink for added functionality. Step outside to the screened-in patio, offering the perfect space to enjoy your own outdoor living retreat.
Additional highlights include a spacious 2-car garage with opener, storage shed, workshop, and a backyard designed for entertaining with a brick patio and pathway that leads to a fire pit. Surrounded by mature trees, this space is perfect for stargazing in a peaceful environment just outside the back door. Notable updates and extras include a water softener with pre-filter system, generator-ready hookup, solar attic fan, window tinting, additional gutters, and more.
Newly constructed nearby shopping and dining options include Target, Starbucks, Aldi, Panera, Texas Roadhouse, and Hobby Lobby to name a few!
With easy access to the toll road, 35 minutes to the beach, 23 minutes to Rainbow Springs, and an easy commute to Ocala, this well-maintained home is truly packed with value, comfort, and versatility—don’t miss the opportunity to make it yours!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,092
  • Acreage: 0.26
  • Est. Taxes: $62
  • Elem. School: Central Ridge Elementary School
  • Middle School: Citrus Springs Middle School
  • High School: Lecanto High School
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator, Water Purifier, Water Softener
  • MLS#: TB8462757
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/TB8462757/1021wchamplainlane_citrussprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 1:23:39 AM)

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NMLS Mortgage Loan Originator ID 1020051

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1021 W CHAMPLAIN LANE, Citrus Springs, FL, 34434

$350,000

Nikki Carter

Luxury Properties Specialist

William Raveis Real Estate

Phone: 508.410.0558

Nikki.Carter@Raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $5 $5 $5
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,677 $2,251
Total Monthly Payment $1,670 $1,757 $2,331

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.