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463 Mckinstry Road, Gardiner, NY, 12525 | $690,000
Escape to serenity, nestled along the Shawangunk Kill. Set in a peaceful, scenic location, the property offers ample land to bring all your outdoor toys, plus a large garage with plenty of space to store them. Enjoy the outdoors year-round with opportunities to fish, garden, and relax by the water right from your own backyard.
This Raised Ranch has it all and its just waiting for you to make it your own! Go to the back of the house and up the stairs to find another living space with one bedroom, one bath and bright light filled kitchen! The main house offers a large eat-in kitchen with ample cabinetry, Granite counters and Stainless Steel Appliances. open concept that takes you from the kitchen to the dining room and move past the staircase into the living room with a brick fireplace. This is the perfect space to host all your gatherings! To the left of the kitchen is a room that could be many different things: home office, playroom, workout space, etc. . . Take the stairs up to three bedrooms and a full bathroom.
Ideally located between Wallkill and New Paltz, and just minutes from the Shawangunk Mountains (the Gunks), this home is perfectly suited for a weekend getaway( with-in 2 hours of the NYC limits) or full-time living. Whether you're seeking adventure, tranquility, or a blend of both, this riverside retreat delivers a rare combination of nature, convenience, and lifestyle.
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Raised Ranch
- Year Built: 1965
- Garage: 4-car Detached
- Heating: Baseboard, Oil
- Cooling: Ceiling Fan(s)
- Basement: Finished, Full
- Acreage: 5.11
- Est. Taxes: $12,982
- Lot Desc: Gentle Sloping, Meadow
- Water Front: Yes
- School District: Wallkill
- Appliances: Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
- MLS#: 948584
- Days on Market: 125 days
- Website: https://www.raveis.com
/prop/948584/463mckinstryroad_gardiner_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
463 Mckinstry Road, Gardiner, NY, 12525
$690,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,082 | $1,082 | $1,082 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,310 | $3,444 | $4,547 |
| Total Monthly Payment | $4,484 | $4,618 | $5,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535