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4963 Rustic Oaks CIR, Naples, FL, 34105 | $1,550,000
Within one of Naples’ most coveted enclaves, this exceptional residence unfolds with intention, elegance, and quiet confidence—enhanced by a NEW ROOF and gutter system (December 2025), this home offers peace of mind and long-term value.
Enter through grand double doors into a formal living room where sweeping views of the shimmering pool and tranquil lake immediately set the tone. Spanning over 3, 000 square feet of thoughtfully designed living space, the home balances refined luxury with effortless comfort.
The oversized primary suite features a bay window and spa-inspired bath, while custom closet systems reflect a commitment to quality at every turn. The chef’s kitchen is both functional and open, showcasing a Thermador gas stove and grill, a GE Monogram venting hood, and additional GE Profile and Bosch appliances—all arranged in an open-concept flow into sun-filled great room areas, perfectly designed for connection, entertaining, and everyday ease.
The expansive family room with 70 inch, top of the line, LG TV opens seamlessly to the kitchen, creating an inviting, light-filled heart of the home. The main primary retreat enjoys serene views of the outdoor pool, spa, and lake—offering front-row seats to Naples’ unforgettable sunsets. The renovated primary bath is a true sanctuary, complete with separate white quartz counters, a luxurious soaking tub, a separate walk-in shower, and individual men’s and women’s vanities and water closets.
Two additional generously sized guest bedrooms each feature dedicated baths, ensuring comfort and privacy for family and visitors alike. Outdoors, zero-corner impact sliding doors disappear to reveal a sprawling paver pool deck, blending indoor and outdoor living. The covered lanai—equipped with a retractable awning, large TV, and gas grill—creates the perfect setting for relaxed evenings and elevated entertaining.
Set in the very heart of Naples, this residence is an expression of thoughtful design, luxury, and relaxing Florida living—made even more compelling and insurance savings with a newly installed roof .
Features
- Amenities: Basketball,Community Room,Dog Park,Exercise Room,Lakefront Beach,Play Area
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Style: 1 Story/Ranch
- Development: BANYAN WOODS
- Year Built: 2005
- Garage: 2.00 Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 2,929
- Acreage: 0.27
- Est. Taxes: $7,349
- Master HOA Fee: $930
- Lot Desc: Regular
- View: Pond
- Community Type: Gated
- Water Front: Yes
- Elem. School: OSCEOLA ELEMENTARY
- Middle School: PINE RIDE MIDDLE
- High School: BARRON COLLIER HIGH SCHOOL
- Private Pool: Yes
- Pet Policy: No Approval Needed
- MLS#: 225083639
- Website: https://www.raveis.com
/eprop/225083639/4963rusticoakscir_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4963 Rustic Oaks CIR, Naples, FL, 34105
$1,550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.278% | 6.133% | 6.038% |
| Monthly Tax Payment | $612 | $612 | $612 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,138 | $7,434 | $10,380 |
| Total Monthly Payment | $7,875 | $8,171 | $11,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388