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Step back in time and experience the rare magic of this circa-1915 historic Downtown Dunedin home, where craftsmanship, character, and an irreplaceable location come together on an extraordinarily large parcel just steps from the heart of the city. From the moment you arrive, the inviting front porch, framed by a wooden picket fence and accented by an exterior natural gas lantern, sets the tone for a home filled with warmth, nostalgia, and timeless appeal.
Inside, this early-20th-century residence features spacious rooms with soaring 10-foot ceilings, beautiful heart pine flooring, elegant crown molding, and a wood-burning fireplace that anchors the living space and evokes a bygone era when homes were built with intention. The dining room showcases Built-In-China cabinetry, blending period charm with everyday functionality. Abundant natural light enhances the scale and grace of rooms designed to be lived in, gathered in, and remembered.
Modern updates complement the historic character, including architectural roof shingles replaced in August 2020, two separate package A/C units (newest unit replaced July 2022) both with transferable service agreements, solar roof vents, and copper gutters that add both beauty and longevity. The property is also elevated approximately 24 feet above sea level, per USGS records.
Set on an approximately 0. 60-acre lot, this property offers a sense of space and privacy that is almost unheard of in Downtown Dunedin — all while being moments from Main Street’s restaurants, breweries, boutique shopping, waterfront parks, marina, and year-round festivals.
Zoned Downtown Core (DC), this property offers exceptional flexibility beyond its current residential use. DC zoning allows for high-density residential development of up to approximately 18 units (buyer to verify), as well as commercial and mixed-use options including coffee shop, restaurant, boutique retail, or professional office. The property is also zoned to allow short-term rentals, making a boutique short-term rental or hospitality-style use a permitted option. Whether preserved as a cherished historic residence, repositioned as an income-producing asset, or redeveloped in the future, this is a truly special opportunity in one of Pinellas County’s most sought-after downtowns. Property is being sold AS-IS, schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,600,000 | $2,600,000 | $2,600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.806% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,357 | $15,173 | $21,417 |
| Total Monthly Payment | $14,719 | $15,535 | $21,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.