28000 Winthrop CIR, Bonita Springs, FL, 34134 | $985,000

Indulge in the exceptional beauty and rare convenience of Vanderbilt Lakes, one of the most coveted gated communities in Bonita Springs. Perfectly positioned just minutes from Barefoot Beach, Vanderbilt Beach, and the dining and entertainment of North Naples, this serene enclave offers generous, manicured lots, timeless curb appeal, and impeccably maintained surroundings — all for just over $130 per month in HOA fees, an unparalleled value for a luxury coastal lifestyle. Welcome to this elegantly updated 3-bedroom, 2-bath residence, where every detail has been thoughtfully curated to provide comfort, security, and sophistication. The moment you step inside, natural light fills the open, airy living spaces, creating an atmosphere that is both inviting and refined. This home is truly move-in ready, with an impressive list of premium enhancements rarely found at this price point. Luxury Features & Recent Enhancements Brand-new TRANE air conditioning and heating system (5/2024) GREE mini-split air conditioner in the garage (5/2024) New Simonton tilt-in casement hurricane-impact windows throughout (5/2023) ThermaTru hurricane-impact front, garage, and pool doors Clopay hurricane-impact garage door (10/2023) Pentair SuperFlo variable-speed pool pump (1/2018) Gulf Stream pool heater (1/2018) KitchenAid dishwasher (10/2024) GE washer and dryer (2021) Updated irrigation system (1/2024) LED/Halogen landscape lighting Epoxy garage flooring Designer recessed lighting Inside, the upgraded kitchen features custom cabinetry with pull-out shelving and soft-close doors, complemented by a Viking range — perfect for both the casual cook and the culinary enthusiast. The home is further elevated with oversized baseboards, crown molding, and elegant plantation shutters. For added luxury, the primary living spaces and lanai sliders are dressed in Hunter Douglas Luminette privacy sheers and Pirouette window shades, enhancing both style and functionality. Outdoors, the newly installed paver driveway and lanai add a refined touch to the oversized lot, offering ample room for entertaining and relaxing in complete privacy. The home has had no hurricane damage or flooding, providing additional peace of mind. Perfectly situated near Mercato, Delnor-Wiggins State Park, and the world-renowned Gulf beaches, this residence blends luxury, comfort, and convenience in one extraordinary offering. A home of this quality, in this location, is exceptionally rare.

Features

  • Amenities: None,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: VANDERBILT LAKES
  • Year Built: 1993
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,841
  • Acreage: 0.27
  • Est. Taxes: $4,756
  • HOA Fee: $590 Semi Annually
  • Master HOA Fee: $216
  • Lot Desc: Corner,Oversize
  • View: Landscaped Area
  • Community Type: Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226001428
  • Website: https://www.raveis.com
    /prop/226001428/28000winthropcir_bonitasprings_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Coastal Intl Properties LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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28000 Winthrop CIR, Bonita Springs, FL, 34134

$985,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $788,000 $788,000 $788,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.110% 6.078%
Monthly Tax Payment $396 $396 $396
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,536 $4,724 $6,596
Total Monthly Payment $5,024 $5,212 $7,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.