322 Sugar Pine LN, Naples, FL, 34108 | $469,000

Bathed in natural light from its desirable southern exposure, this updated residence in The Pines of North Naples offers a serene blend of comfort and privacy. Featuring 9-foot ceilings and oversized porcelain tile flooring throughout, the open layout is complemented by upgraded ceiling fans and a 2018 air-conditioning system, creating a refined yet functional atmosphere. Enjoy peaceful views of the private garden and surrounding preserve from the spacious screened lanai, complete with storm shutters, a ceiling fan, and a generous covered outdoor living area ideal for year-round relaxation. Inside, the foyer welcomes with a tray ceiling, leading to an open-concept dining and living area connected by a pass-through window to the separate kitchen. The kitchen features stainless steel appliances, recessed lighting, a pantry, a breakfast nook framed by a large window and warm wooden cabinetry. The adjacent dining area is enhanced by a modern light fixture and flows effortlessly into the living room, which includes a dry bar with shelving and glass sliders that open to the screened lanai, offering a seamless transition to the spacious covered outdoor living space. The owner’s suite includes a walk-in closet with a custom California Closets system, a dual-sink vanity with full-width mirrors and a glass-enclosed walk-in shower with floor-to-ceiling tile. The guest bedroom is adjacent to a second full bath with similar finishes. Additional highlights include a dedicated laundry area with overhead shelving, a front-load washer and top-load dryer, and an assigned carport. Just minutes from Vanderbilt Beach, Mercato, Whole Foods and Pelican Bay Marketplace, The Pines offers proximity to premier shopping, dining and recreational amenities. Community features include a heated pool, screened cabana, outdoor shower and barbecue area. This residence combines thoughtful design with a sought-after location, ideal for those seeking an elegant and convenient Naples lifestyle.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Covered,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Bike And Jog Path,Community Pool,Vehicle Wash Area
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: THE PINES
  • Development: THE PINES
  • Year Built: 1990
  • Approx Sq. Feet: 1,311
  • Est. Taxes: $3,513
  • Condo Fee: $2,342 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Preserve,Wooded Area
  • Community Type: Non-Gated
  • Pet Policy: Limits
  • MLS#: 226001370
  • Website: https://www.raveis.com
    /prop/226001370/322sugarpineln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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322 Sugar Pine LN, Naples, FL, 34108

$469,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.628%
Monthly Tax Payment $293 $293 $293
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,130 $2,280 $3,041
Total Monthly Payment $2,498 $2,648 $3,409

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.