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This affordably priced ranch style home (everything located on one floor) is thoughtfully laid out and well maintained. It is situated on a spacious Quarter Acre Fenced lot and includes an Attached Carport and an Outbuilding for your storage needs. As a new homeowner, feel at ease. A Brand New HVAC unit has just been installed Jan 2026! Inside, a large living room flows into an oversized kitchen/dining combo featuring updated counters, subway tile backsplash, and rich expresso colored cabinetry. Appliances to convey with the home are the stove/oven, dishwasher, and accommodating stackable washer and dryer. The vintage bathroom counter and light fixture are in excellent condition, adding a hint of charm from the era in which this home was built. And there are ample cabinets to tuck away those personal items. The secondary bedroom decor features natural toned wainscoting around the bottom perimeter of the room, adding a subtle bit of modern. Updates over the last several years include Insulated Vinyl Tilt Out Windows throughout the home, architectural roof, gas hot water heater, and a back door with glass encased mini blind. This established neighborhood not only has character, but there is NO annoying HOA! Within just a couple of minutes from I-85 and just a straight shot to downtown Spartanburg, this is a convenient and ideal location to all amenities. Call today for your private tour before this one gets scooped up!
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Our Executive Mortgage Banker:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $65 | $65 | $65 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $672 | $719 | $957 |
| Total Monthly Payment | $812 | $859 | $1,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.