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Perfectly positioned on Anastasia Island, this upstairs corner-unit condo in Island Villas offers a short, easy commute to the beach while remaining centrally located in proper St. Augustine. Whether you’re heading oceanside, downtown for dining and culture, or out for everyday shopping and essentials, everything is close and convenient—ideal for a lock-and-leave lifestyle. One of the larger floor plans in the community, this 816 sq. ft. , two-bedroom, two-bath residence has been fully remodeled and meticulously updated. The elevated corner location provides added privacy along with tranquil views of the pool and the community lake. Inside, the renovation shines. The kitchen features high-end granite countertops with a subtle metallic flake, paired with brand-new shaker-style cabinetry with anti-slam (soft-close) hardware and new appliances. New flooring and fresh paint throughout give the space a clean, coastal-modern feel. Both bathrooms have been completely redone with new vanities, fully tiled showers and tub surrounds, and updated finishes-no detail overlooked. The result is a move-in-ready home that feels polished, comfortable, and thoughtfully designed. Island Villas offers resort-style amenities, including a community pool, scenic lake, and well-maintained grounds-making this an excellent option for full-time living, a vacation retreat, or an investment property. For buyers looking to escape colder climates, downsize with ease, or secure a well-priced Anastasia Island condo, this property delivers location, condition, and value. Priced to sell, it’s a smart opportunity to own a fully renovated island home with strong lifestyle and rental appeal. *Select photos have been digitally Staged or Enhanced.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $163,920 | $163,920 | $163,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $159 | $159 | $159 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $970 | $1,009 | $1,329 |
| Total Monthly Payment | $1,204 | $1,243 | $1,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.