302 TERRACE RIDGE CIRCLE, #302, Davenport, FL, 33896 | $240,000

Welcome to Terrace Ridge at Town Center, a gated community ideally located in Davenport, Florida, just minutes from ChampionsGate, Reunion, and the area’s world-famous theme parks, dining, and entertainment. This first-floor condominium offers a functional open floor plan with three bedrooms and two bathrooms, filled with abundant natural light and designed for comfortable everyday living.

The primary suite features a walk-in closet, charming bay window, and a private bathroom complete with a double-sink vanity and walk-in shower. The secondary bedrooms are well-sized and share a full bathroom with a double-sink vanity and a tub/shower combination. Wood-look tile flooring runs throughout the home, providing both durability and a modern aesthetic.

The kitchen is open to the living and dining areas and includes a bar seating area and pantry, making it ideal for casual meals or entertaining. A dedicated laundry room adds everyday convenience.

Terrace Ridge at Town Center offers residents access to a community pool, clubhouse, and fitness center, with water, basic cable, basic internet, and garbage service included. Whether you’re seeking a full-time residence, a vacation getaway, or a short-term rental investment, this condo offers versatility, location, and value in a growing Central Florida market.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: TERRACE RIDGE AT TOWN CENTER EAST CONDO
  • Year Built: 2005
  • Approx Sq. Feet: 1,542
  • Acreage: 0.02
  • Est. Taxes: $2,816
  • Condo Fee: $696 Monthly
  • Elem. School: Loughman Oaks Elem
  • Middle School: Boone Middle
  • High School: Davenport High School
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: O6372287
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6372287/302terraceridgecircle_davenport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 11:41:23 PM)
Listing courtesy of REVEL REALTY LLC   Phone: 407-876-6448

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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302 TERRACE RIDGE CIRCLE, #302, Davenport, FL, 33896

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,090 $1,151 $1,543
Total Monthly Payment $1,400 $1,461 $1,853

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.