5074 Rustic Oaks CIR, Naples, FL, 34105 | $1,574,999

PRICE REDUCTION!!! Bring ALL offers!
Offered at $1, 574, 999, this 5-bedroom, 4. 5-bath residence spans 3, 135 square feet and sits on a quiet street in the heart of Naples, minutes from everything yet designed to feel like a private retreat. Mature landscaping, solid construction, and thoughtful outdoor features create a peaceful setting you can enjoy year-round.
Since 2020, the home has undergone substantial, well-chosen upgrades focused on durability, comfort, and long-term value. A new tile roof and impact-resistant windows throughout the home, both installed in 2020, provide peace of mind, energy efficiency, and storm protection, while also enhancing the home’s quiet, insulated feel.
The fully remodeled kitchen (2022) anchors the home and functions as a true gathering space, while two and a half bathrooms have been updated with new vanities and flooring, complemented by a renovated shower with a clean, modern finish (2023). The primary suite features blackout roller shades and double doors that open directly to the courtyard and pool, creating seamless indoor-outdoor living.
Outdoor living was thoughtfully enhanced as well. The pool has been resurfaced and re-tiled (2025), and a custom outdoor shower (2021) with its own dedicated water heater adds both convenience and luxury. The courtyard-style layout, combined with tranquil water features and lush greenery, creates a calm, private atmosphere ideal for relaxing or entertaining.
The casita, included in the total bedroom count and square footage, functions as a fully independent living space with its own full bathroom, separate AC system (2025), electronic blackout shades, plantation shutters, and custom shelving and closet build-out. Ideal for guests, extended family, or a private office.
This is a home where the improvements were made with intention, and it shows.

Features

  • Amenities: Clubhouse,Community Park,Exercise Room
  • Rooms: 6
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Style: 1 Story/Ranch
  • Development: BANYAN WOODS
  • Year Built: 2003
  • Garage: 3.00 Attached
  • Heating: Central Electric,Heat Pump,Zoned
  • Cooling: Ceiling Fans,Central Electric,Heat Pump,Other
  • Approx Sq. Feet: 3,135
  • Acreage: 0.25
  • Est. Taxes: $11,351
  • Master HOA Fee: $945
  • Lot Desc: Regular
  • View: Landscaped Area,Privacy Wall
  • Community Type: Gated
  • Elem. School: OSCEOLA
  • Middle School: PINE RIDGE
  • High School: BARRON COLLIER
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226001040
  • Website: https://www.raveis.com
    /eprop/226001040/5074rusticoakscir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of MARZUCCO REAL ESTATE

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5074 Rustic Oaks CIR, Naples, FL, 34105

$1,574,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,259,999 $1,259,999 $1,259,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $946 $946 $946
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,253 $7,554 $10,379
Total Monthly Payment $8,324 $8,625 $11,450

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.