804 Wiggins Bay DR, Naples, FL, 34110 | $634,900

Single-family lifestyle with condominium convenience! This turnkey furnished and fully renovated pool villa offers the best of Naples living, all while being just a quick bike ride to the beach. Stepping through the door, you are greeted by a light and bright open-concept interior equipped with hurricane-impact doors and windows. The open layout flows seamlessly into the remodeled 2023 kitchen featuring quartz countertops, stainless steel appliances, and contemporary finishes. The spacious primary suite offers a spa-style walk-in shower and upscale finishes, while the split-bedroom design provides excellent privacy for guests. Step outside to your own private outdoor retreat with a heated pool, new pool pump motor in 2023, custom tile, and an outdoor fire pit perfect for year-round enjoyment. Major updates include impact windows and doors completed in 2023, a 2022 water heater, new refrigerator, newer tile roof, MyQ smart garage system, and an attached two-car garage equipped with a sink.
Located within the highly desirable Wiggins Bay community, residents enjoy a prime North Naples coastal setting just minutes to Vanderbilt Beach, Delnor-Wiggins Pass State Park, Mercato, and a wide selection of dining, shopping, and boating destinations. Wiggins Bay enhances the lifestyle with beautifully maintained grounds, a welcoming neighborhood atmosphere, and the opportunity for optional membership at the Tarpon Cove Yacht & Racquet Club. Membership provides access to a full suite of resort-style amenities including tennis and pickleball courts, a fitness center, clubhouse dining, social events, a tiki bar, a resort pool, and a private beach shuttle. Boat slips are also available for lease or purchase, offering direct Gulf access for boating enthusiasts. This location and community combination delivers true Naples living with both convenience and lifestyle appeal.

Features

  • Building Design: Villa Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Bike And Jog Path,Clubhouse,Community Pool,Exercise Room,Marina,Pickleball,Private Membership,Restaurant,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: WIGGINS BAY VILLAS
  • Development: WIGGINS BAY
  • Year Built: 1996
  • Common Charge: $2,123 Quarterly
  • Approx Sq. Feet: 1,400
  • Est. Taxes: $3,673
  • Master HOA Fee: $1,915
  • Lot Desc: Zero Lot Line
  • View: Landscaped Area,Preserve,Wooded Area
  • Community Type: Boating,Tennis
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226001312
  • Website: https://www.raveis.com
    /raveis/226001312/804wigginsbaydr_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

David GruningerLuxury Properties Specialist

239.405.0529

David.Gruninger@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

804 Wiggins Bay DR, Naples, FL, 34110

$634,900

David Gruninger

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.405.0529

David.Gruninger@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $507,920 $507,920 $507,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $306 $306 $306
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,805 $3,045 $4,083
Total Monthly Payment $3,203 $3,443 $4,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.