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Beautiful Condo in Clearwater’s Premier 55+ Golf Community. Move right into this 2-bedroom, 2-bath 2nd-floor unit located in the highly desirable On Top of the World community. Upgrades Include new double-pane, hurricane impact resistant windows. Inside, you'll find an open floor plan with a bright living area, dedicated dining space, and a kitchen with new refrigerator and dishwasher, oak cabinets. Comfortable back room to sit and read a book or work on your hobby. Enjoy doing your laundry at your leisure with your own washer dryer. The large bedrooms are excellent for residents and guests alike with the convenience of a private bath in the master bedroom. Residents enjoy an unmatched lineup of amenities in this active 55+ community: Two private golf courses (no fee for residents), Two heated swimming pools, Tennis & pickleball courts, State-of-the-art fitness center, Two clubhouses that entertain social events, classes, clubs & dances. Also, available is a hobby studio, a woodshop, a dog park, walking trails, and more. Included in the HOA: Water, sewer, trash, cable TV, internet, exterior maintenance, grounds care, and full access to all community amenities. Pet-friendly community. Prime Clearwater Location: Just minutes to the beautiful Gulf beaches, shopping, dining, evening entertainment and medical facilities, and transportation options. This condo has exceptional value with an unbeatable lifestyle in one of Florida’s most sought-after 55+ communities. Bring your decorating ideas to make this place your home!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $717 | $767 | $1,021 |
| Total Monthly Payment | $832 | $882 | $1,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.