|
Welcome to this 2/2 The Pearl model home in the Village of St. James. Great location between Lake Sumter Landing and Brownwood Town Squares for dining, entertaining, and shopping. This property features a charming covered front porch, perfect for sipping your morning coffee, enjoying a quiet evening and visiting with your neighbors. The entry is complete with a glass storm door and glass side panel that invite natural light into the home. Inside, you’ll find an open floor plan along with ceiling fans throughout for year-round comfort.
The L-shaped kitchen is both functional and stylish, featuring an island with pendant lighting that opens seamlessly to the main living areas—perfect for entertaining or casual gatherings. The spacious primary bedroom offers a large walk-in closet and an en-suite bath with dual vanities, a walk-in shower, solar tube and a window that fills the space with natural light. Guests will appreciate the separate bath with a tub/shower combination.
Additional highlights include a 2-car garage plus a dedicated golf cart garage, screened lanai, a privacy wall behind the home for added privacy, interior Laundry Room, and a Nova Water Filtration system for peace of mind. This home combines thoughtful features with an open, welcoming layout ready to enjoy. Just minutes by golf cart to St. James pool and Southern Star Executive golf course. Sterling Heights Pool and Recreation Center is under a mile away and Sea Breeze Recreation center is just 1 ½ miles. Don’t miss your opportunity to start living The Villages Dream. Watch our video and make your appointment to see this home today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.178% | 5.541% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,501 | $1,607 | $2,154 |
| Total Monthly Payment | $1,915 | $2,021 | $2,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.