1022 W CARY DRIVE, Citrus Springs, FL, 34434 | $29,990

PRICED TO SELL – HIGH-DEMAND LOT WITH UPCOMING PUBLIC WATER IN FAST-GROWING CITRUS SPRINGS!
Secure your next build or investment opportunity now in one of Citrus Springs’ most affordable and rapidly expanding residential areas. This 80-foot frontage lot sits on a paved road in a Flood Zone X location, offering low flood risk, lower insurance costs, and strong resale potential.
?? MAJOR VALUE ADD: The city is bringing public water to this area, a significant infrastructure improvement that enhances buildability, reduces future development costs, and directly increases property value. Lots with upcoming utilities are becoming increasingly scarce and are highly sought after by builders and investors.
No HOA, no mandatory flood insurance, and low holding costs make this lot an ideal buy-and-hold, spec build, or custom home site. The surrounding area continues to see new construction and population growth, driving strong buyer demand and long-term appreciation.
Located near parks, golf courses, shopping, dining, medical facilities, and the Withlacoochee State Trail, this property combines lifestyle appeal with solid investment fundamentals. The quiet residential setting paired with improving infrastructure makes this a strategic acquisition in today’s land market.
With limited inventory of buildable lots at this price point and public water expansion underway, opportunities like this are moving fast.
Act now before utility improvements are fully completed and prices rise.
Strong upside, minimal risk, and excellent long-term value—this is the one to buy.

Features

  • Lot Size: 80 x 125
  • MLS#: O6372328
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/O6372328/1022wcarydrive_citrussprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/9/2026 7:47:06 AM)
Listing courtesy of KASA REAL ESTATE LLC   Phone: 407-462-2578

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1022 W CARY DRIVE, Citrus Springs, FL, 34434

$29,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $23,992 $23,992 $23,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $138 $146 $194
Total Monthly Payment $213 $221 $269

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.