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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to this beautifully upgraded home located in the gated & maintenance-free community of Chattam Landing in Ridgemoor, offering tranquil views of a pond and surrounding conservation. This totally renovated residence offers peace of mind and modern comfort with a tile roof (2020), hurricane-force impact windows and sliding doors (2020), and HVAC system (2021) and hot water heater replaced in 2023. Step inside to find luxury vinyl flooring throughout (2020), electric window shades in the living and dining areas, and thoughtfully selected high-end lighting fixtures and ceiling fans. The updated kitchen (2019) is a standout featuring Dekton countertops, custom bamboo cabinetry, KitchenAid appliances, and a convenient pot filler. The living room is enhanced with Bose surround sound speakers, perfect for entertaining or relaxing at home by the beautiful and functional electric fireplace. The primary bathroom (pool bath) has been tastefully updated with gorgeous cabinetry and a large walk-in shower. The guest bathroom has also been tastefully renovated to include a jetted tub for spa-like comfort. Enjoy true Florida outdoor living in the screened solar-heated pool area complete with a custom outdoor kitchen (2020) and phenomenal views of the pond & conservation backdrop. Additional features include a new washer and dryer (2025), replumbed piping throughout (2020), whole-house water filtration system, plantation shutters, updated pool pump and custom closets. Residents of Ridgemoor enjoy low HOA fees and access to community amenities including tennis courts, playgrounds, and basketball courts and is conveniently located near shopping, dining, lake-front parks, top-rated schools, and just a short drive to award-winning Gulf beaches and the Pinellas Trail. This move-in-ready home offers the perfect blend of luxury, comfort, and location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $617 | $617 | $617 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,566 | $2,670 | $3,554 |
| Total Monthly Payment | $3,275 | $3,379 | $4,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.