18611 CLARK ROAD, Altoona, FL, 32702 | $424,900

Seller Incentives Available!! Welcome to your serene retreat nestled on a cleared 1. 52-acre lot in beautiful Altoona! This charming and delightful 3-bedroom, 2-bath, 2-car garage home offers a perfect blend of comfort and style, making it ideal for both relaxation and entertaining. As you approach the front porch, you are greeted by a lovely water feature fishpond, adding a tranquil touch to your entryway. Once you step inside you will discover a welcoming living room and dining combo which creates a comfortable space for gathering and entertaining guest. The homes open kitchen concept boasts of plenty of cabinets and counter space, modern stainless appliances, large closet pantry for food storage, a nice breakfast nook to enjoy casual meals or morning coffee as it flows seamlessly into the family room. There is also a spacious primary suite featuring a walk-in closet with en-suite bath, separate dual sinks vanities, a luxurious garden tub, separate shower and private water closet. This home has a convenient split bedroom floor plan and feature 2 more nice size bedrooms and full bath with shower/tub combo. This property also includes a covered, screened-in back porch, perfect for enjoying the outdoors, along with a beautifully designed paver patio complete with a built-in fireplace -ideal for peaceful evenings under the stars. For your outdoor storage needs, there's an attached 2-car garage, a 20x20 detached garage, and a workshop shed, all with power! Additionally, an RV/Boat metal overhang provides valuable covered parking or storage options for all your toys! With a private well and septic system, this property offers both independence and convenience. The roof was replaced in 2018, ensuring peace of mind. This unique property is tucked away and gated; provides a sense of privacy and security all while being conveniently located just outside of Umatilla for shopping and at the gateway to the Ocala National forest with plenty of outdoor activities nearby to include freshwater springs, hunting, fishing, ATVing and more! Home is located across from a well-maintained historical park and is convenient to area schools. Don’t miss out on this one of kind opportunity to own a piece of paradise in Altoona! **Schedule a viewing today and experience the charm of this exceptional property!**

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1998
  • Garage: 2-car Boat, Covered, Driveway, Garage Door Opener, Oversized, RV Carport, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 1.52
  • Est. Taxes: $2,527
  • Lot Desc: Cleared, In County, Oversized Lot, Street Dead-End, Unincorporated
  • View: Park/Greenbelt, Trees/Woods
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: O6371826
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/O6371826/18611clarkroad_altoona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/15/2026 5:54:48 AM)
Listing courtesy of FATHOM REALTY FL LLC   Phone: 888-455-6040

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18611 CLARK ROAD, Altoona, FL, 32702

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $211 $211 $211
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,903 $2,036 $2,710
Total Monthly Payment $2,189 $2,322 $2,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.