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Welcome to your charming oasis at 1216 Pressley Rd, nestled in the heart of Charleston, inside Freeman's Point, a highly sought after section of Seaside Plantation on James Island. Just 15 min from downtown and 10 min from Folly Beach, this delightful home offers the perfect blend of Southern charm and modern convenience. Step inside to find a bright and inviting living space, with plenty of natural light streaming through large windows with gorgeous plantation shutters. Ten foot ceilings and hardwood floors adorn the downstairs. The open-concept kitchen features gorgeous, nearly new sleek Cafe appliances and ample granite counter space, perfect for cooking and entertaining. The primary suite is a tranquil retreat, boasting a spacious closet and an elegant en-suite bathroom. The secondfloor front porch is accessible from the bedroom. Additional bedrooms are bright and cheerful, ideal for family or guests. Outdoor living is enhanced with the double level front porches overlooking open green space and a screened in porch in back allows for relaxation and enjoying the Lowcountry's pleasant weather. A detached two car garage completes the home's package of appeal. Neighborhood amenities include an enviable resort style pool with water views, private boat launch with two docks, a kayak launch and access to fishing, crabbing, swimming or paddling. Lots of green spaces and sidewalks as well as a covered pavilion with a fireplace. Located just minutes from local shopping, dining, and the vibrant culture of downtown Charleston, this property combines comfort with convenience. Don't miss the opportunity to call this beautiful Charleston home your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$842,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $673,600 | $673,600 | $673,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.202% | 6.098% | 5.932% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,878 | $4,039 | $5,594 |
| Total Monthly Payment | $3,970 | $4,131 | $5,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.