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This 4BR+office POOL/SPA home in the gated community of King & Bear may be the one you've been looking for! You'll drive under a canopy of live oak trees & past beautiful landscaping to your home on a quiet cul-de-sac street. And no doubt you'll notice the large lots and spaced out houses that are hard to find in most commuities in the area. There is much to love about this one: the kitchen with its upgraded cabinetry, wine fridge, GE mono appliances, gas cooktop, pantry, island & bkfst bar. The family room with fireplace, high ceilings and a wall of windows overlooking the serene rear yard and heated pool/spa, outdoor kitchen and covered seating. Did I mention the wood floors in the main areas? Gorgeous!. Other rooms include dining rm, office and formal sitting rm. The interior was recently painted and the following updates have been made: roof (2018); HVAC (2018); Water Heater (2023); Pool heater/pump/filters (2024); downstairs BR carpets (2023); some fogged windows replaced (2025)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $643 | $643 | $643 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,203 | $3,431 | $4,624 |
| Total Monthly Payment | $3,938 | $4,166 | $5,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.